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When you become an Ascension associate, you receive personalized Total Rewards. These are investments Ascension makes that expand beyond tuition reimbursement; retirement programs; associate perks; and discounts. Total Rewards also include your continuous career growth and development, health and well-being, and family life.

Learn more about what makes Ascension unique and the many offerings available to you.

• If you are hired on March 1, your benefits will be effective on March 1.
• If you are hired on March 2 - 31, your benefits will be effective on April 1.

• If you are hired on March 1 and you enroll on March 15, your benefits will be effective on March 1.
• If you are hired on March 2 - 31 and you enroll on March 3, your benefits will be effective on April 1.

Ascension SmartHealth medical plan is designed by Ascension. When you enroll, medical services are offered through our own facilities and providers at affordable costs typically lower than traditional insurance rates. When you use providers in the Ascension Network:

• Annual deductible and out-of-pocket maximum: $3,000 individual; $6,000 family.
• Eligible medical services: Deductible first, then 0% coinsurance after deductible met.
• Primary care office visit / specialist office visit / urgent care center: 0% after deductible.
• Health savings account (HSA): You can contribute pre-tax dollars to pay for certain out-of-pocket health care costs not covered by SmartHealth or your dental and vision plan, like your deductibles and coinsurance, dental and vision care, hearing care and more. Ascension makes annual base contributions of $750 individual/$1,500 family (if you contribute at least $26 per year) for eligible associates. You can carry over unused funds from year to year, and the account is yours to keep even if you change jobs, change health plans or retire. Plus, you can invest your unused HSA dollars to prepare for retirement health care costs.

• Annual deductible: $0 individual and family.
• Annual out-of-pocket maximum: $3,000 individual; $6,000 family.
• Coinsurance: 0%.
• Copays: $25 primary care office visit; $50 specialist office visit; $75 urgent care center.
• Healthcare flexible spending account (FSA): You can contribute pre-tax dollars to pay for certain out-of-pocket health care costs not covered by SmartHealth or your dental and vision plan, like copays, dental and vision care, hearing care and more.

If you are planning to enroll in medical coverage, you can view Ascension Network providers, facilities, urgent care clinics and much more on mySmartHealth.org now to prepare.

Prescription Drug Coverage
Automatically included with the SmartHealth medical plan; covers generic and brand name drugs; prescription copays and coinsurance based on the type of medication you use.

Biweekly Medical Premiums
As a ministry of the Catholic Church, Ascension's approach to medical benefits is rooted in our Values and Catholic Social Teaching. Full-time associates are placed in a medical band based on their annual base pay. Medical bands are used to determine biweekly premiums for medical coverage.

This progressive approach for our health insurance premiums best enables all associates to have access to affordable coverage.

Also, Ascension provides waivers and discounts on medical, dental and vision premiums, as well as reduced pharmacy copays for eligible associates. You will receive additional information and steps to apply after your first day with Ascension.

• Preventive services include exams, cleanings and x-rays.
• Basic services include fillings, extractions, and endodontics.
• Major services include bridges, dentures, and crowns.

Biweekly Dental Premiums

You can choose between two vision plan options.

Biweekly Vision Premiums

Time Off
Ascension has two plans: time off that’s accrued throughout the year (PTO) and time off that’s front-loaded at the beginning of the year (FLTO). Time off plans are determined based on your position.

Associates on accrual PTO will earn PTO on hours worked. Associates on FLTO receive a specified amount of time off on January 1 each year. Holiday hours are not accrued or counted in your PTO/FLTO amount. They are deposited on the date the holiday is observed.

If you are a contracted Physician or Advanced Practice Provider, please refer to your contract for your time off hours.

The Ascension Retirement Savings Program offers a convenient way for you to save for your retirement.

Voluntary Associate Contributions
You can contribute on a pre-tax and/or post-tax (Roth) basis through convenient payroll deductions. You can contribute as little as $1 or from 1% to 80% of eligible earnings*.

*Annual associate contribution limits apply.

Employer Automatic Contributions
Ascension makes an annual automatic contribution of at least $1,600 annually for full-time associates, even if you don’t contribute, based on your eligible earnings and years of service. Vesting rules apply.

Employer Matching Contributions **
Ascension will match up to 50% of the first 6% of earnings you contribute, if you meet eligibility requirements. Vesting rules apply.

**You will be eligible for the match if you are regularly scheduled to work 40 hours per pay period.

• Non-birth giving parent and adoptive parent: You will be paid up to 80 hours of parental leave to be used for up to the first two weeks of your FMLA entitlement.
• Birth giving parent: Paid parental leave coordinates with FMLA and short-term disability coverage for your pregnancy leave.

Long-Term Disability *
Long-term disability coverage is provided at no cost to all full-time, benefit-eligible associates, with an option to buy additional coverage. Part-time, benefit-eligible associates can also purchase long-term disability coverage.

Life and Accidental Death and Dismemberment (AD&D) Insurance
Life and AD&D insurance is offered to all benefit-eligible associates at no cost, with the option to purchase supplemental life insurance up to $5,000,000 and supplemental AD&D insurance up to $4,000,000.

Dependent Life Insurance
Life insurance for your spouse and/or children is available for purchase.

Business Travel Accident Insurance
Up to $400,000 survivor protection is offered at no cost to you while traveling for Ascension.

Adoption Assistance
Ascension offers financial support when expanding your family through adoption. Eligible expenses can be reimbursed for both domestic and foreign finalized adoptions. You may also be eligible to withdraw up to $5,000 from your Ascension Retirement Savings plan account for expenses related to the birth or adoption of a child; with no early withdrawal penalties or repayment required.

Dependent Care Flexible Spending Account (FSA)
Eligible associates can make pre-tax contributions to help pay for eligible expenses for your dependents (children under 13 or adults who can’t care for themselves) while you are working. That money may help pay for a variety of services, including day care, nursery school, preschool, after-school or senior day care.

Ascension Scholarship Opportunity
Ascension partners with the National Merit Scholarship Corporation to sponsor scholarship awards to children of Ascension associates for up to four years of college undergraduate study. If you have a high school student near or in their junior year, they could be eligible.

Neighborhood Resources
We offer a dedicated site, where you can find information about receiving financial assistance for services like healthcare, housing, transportation, job training and more within your community.

• Getting married.
• Buying, selling or renting a home.
• Starting a family.
• Dealing with identity theft.
• Sending kids off to college.
• Caring for aging parents.

Relocation Assistance
Whether you are moving across the country or across the street, you have exclusive access to a curated selection of providers, services, special discounts, and rebates – all designed to make the process of moving easier and more cost effective (password: Ascension2022).

• Pet insurance (Nationwide).
• Pet benefits (Pet Benefit Solutions).
• Accident insurance (MetLife).
• Critical illness insurance (MetLife).
• ID theft protection (LifeLock).
• Auto and home insurance (Liberty Mutual, Farmers GroupSelect and Travelers).
• Discount shopping.

Career Discovery, Learning and Professional Development
You have access to resources including a dedicated internal team focused on helping you with career discovery and development. Along with providing advice on resume writing and interview tips, this team will help you build a personalized journey navigating you to educational tools and programs and internal career opportunities. In addition, there are online resources, short videos and opportunities to register for leader development events.

• Discounts for courses and textbooks.
• List of eligible majors.
• Submit an online application and track submissions.
• Free academic advising for associates pursuing an undergraduate degree.

Employee Assistance Plan
The Employee Assistance Plan (EAP) can meet the short-term counseling needs of associates through in-person EAP sessions and toll-free telephone access to clinicians. Caring and empathetic counselors conduct assessments, provide referrals, develop action plans and follow up through case resolution. Services are confidential and available at no cost to you.

myCare
Well-being is a lifelong journey toward balance in mind, body and spirit. As challenges or traumatic events take place, we rely on our strengths to get us through. However, to be truly well requires an awareness and intention to also practice self-care in those areas where we may have opportunity for growth.

• Enhanced mood.
• Mindfulness.
• Anxiety support.
• Crisis support and more.

Compensation includes your base pay, as well as any shift differentials, on-call pay and paid overtime if eligible. Associate pay is based on a pay range for their job. In addition, eligible associates also receive additional monetary rewards, such as:

Market adjustments: Ascension regularly reviews the local and national landscape to ensure pay is equitable compared to other competitors. Eligible associates may receive base pay increases during these adjustments.

Ministry Performance Award (MPA) and At-Risk Compensation: These awards are discretionary and available across Ascension for eligible associates. MPA and at-risk, when awarded, are typically paid in July of each calendar year.

Annual base pay increase: All eligible associates who meet expectations in their performance review may receive a base pay increase, usually in the fall.

Additional pay premiums/differentials: Full-time/part-time hourly associates may receive premium/differential pay.

You may elect coverage each year that you are benefits-eligible. However, limitations may apply if you decline coverage at the first opportunity to enroll and decide to enroll later.

If you are not benefits-eligible, you may still be eligible for the associate pay all medical plan option with prescription drug coverage.

• Spouse (including legally-separated spouses).
• Child who is younger than 26 years old (whether or not living with you, single or married).
• Unmarried child age 26 or older who became permanently and totally disabled before age 26 while covered under the applicable plan AND meets these additional conditions:
  • Receiving over half of his/her support from the associate or associate's spouse.
  • Eligible to be claimed as a dependent on associate's or associate's spouse's federal income tax return.

  Legally Domiciled Beneficiary
  A legally domiciled beneficiary is someone you choose to cover who is not a spouse or dependent. This person may be related or unrelated to you, but must have lived with you for at least six months (proof of residency within the associate's household is required). You may elect coverage for either a spouse or one legally domiciled beneficiary, not both, in the medical, dental and vision plans.

  Dependent Verification
  Ascension partners with a third-party to confirm the eligibility of dependents enrolled in our benefit programs. If you enroll a dependent in your medical coverage, you will receive a verification request by email to complete the verification process. If you enroll a dependent whose eligibility cannot be confirmed, coverage for that dependent will end.

  • Elections: The choices you make during open enrollment or new hire enrollment.
  • Premium: Your biweekly payroll deduction for benefits coverage.
  • Copay: The fixed amount you pay for a healthcare service, usually due at the time of service.
  • Deductible: The amount you pay for healthcare services before SmartHealth begins to pay. For example, if your deductible is $3,000, then you pay 100% of your healthcare expenses until the amount you paid reaches $3,000. Note: copays do not count toward your deductible, and the deductible does not apply to preventive services, which are covered at no cost to you when provided in the Ascension Network.
  • Out-of-pocket maximum (OOP): The most you pay during a plan year before SmartHealth starts to pay 100% for covered services. Your deductible, coinsurance and copays count toward your OOP maximum. Premiums or charges for healthcare services the plan doesn’t cover do not apply toward your OOP maximum.
  • Coinsurance: Your share of the costs for a healthcare service, which is typically calculated as a percentage of the allowed amount for the service. When you meet your deductible, you may have to pay coinsurance until you reach your OOP maximum. For example, if the plan deductible is $3,000 and your coinsurance is 15%, then you pay the first $3,000 of charges to meet your deductible. After your deductible is met, you would pay 15% in coinsurance and SmartHealth would pay the remaining 85% until you reach your OOP maximum.
  • Retirement contribution: A payment into a retirement plan, either pretax or after-tax. This could be an associate contribution or a contribution from Ascension.
  • Vesting: Ownership of your retirement account. This means that you will vest, or own, a certain percentage of your account each year.

  The plans are not maintained pursuant to a collective bargaining agreement; however, union employees of participating organizations may participate in certain of the plans if their collective bargaining agreement specifies participation in such plans.

  Neither Ascension nor any entity related to Ascension (collectively “Ascension Entities”) endorses or sells products available through the Prudential Financial Wellness Center – all transactions are directly between you and the vendor or service provider. By registering for the Financial Wellness Center, you accept the terms of use for the discount program website. Employee participation is completely voluntary. The“Ascension Entities” do not endorse any particular voluntary benefit or provider thereof. The role of the Ascension Entities is limited to permitting insurers to publicize these programs.The Ascension Entities receive no consideration whatsoever in connection with the Financial Wellness Center program.